Debunking The Mortgage Accelerator Program

Mortgage debt is the largest debt most people will ever hold. You want to pay off your mortgage quickly, but the standard mortgage term...

Will The Cost Of Financial Advising Drop Like Other Fees In The Financial Services...

Nearly every service in the investment industry has declined in cost over time. Commissions, mutual fund fees, and bank fees have all declined over...

Health Savings Accounts (HSA): The Basics

Most investors know about the major tax-advantaged accounts. They have a 401(k), which forms the backbone of their retirement portfolios. They might have a...

Ten Reasons Why Medicine Is An Awesome Career

I feel privileged to be practicing medicine. Many people consider doctor careers and imagine how great it may be. Is it the right thing...

How To Save For A Big Purchase

Most people's monthly spending is a series of recurring payments, like rent, food, and utilities. There are also some one-time purchases that might require...

Debt Is The Great Equalizer

Imagine we are on a desert trip. Every 2 weeks we come across an oasis with a spring full of fresh water. We replenish...

Revocable Living Trusts

This post may contain affiliate links. Please read my disclaimer for more info. This is the fourth piece in an 8 part series on getting your...

The High Cost of Living In A HCOL Region

When I worked on Wall Street, I lived in the Financial District neighborhood on the southern tip of Manhattan. The Financial District is actually...

Building Wealth: What’s Your Threshold For Penny-Pinching?

Back when I was a resident, I lived in a high cost of living area. About one and a half of my paychecks went towards...

Do You Really Need To Cut The Starbucks Latte?

You’ve probably heard of the Starbucks latte effect. As the theory goes, small changes, multiplied and compounded over time, can end up becoming big savings. For...