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Forum Mailbag: Dow 20,000, Financially Savvy Physicians, Ethical Index Fund Investing, and more!

There is so much great information on personal finance forums. I regularly participate on several message boards, including Bogleheads, White Coat Investor, Mr. Money Mustache, and Reddit. This is a roundup of my favorite discussions happening around the internet. 1. Bogleheads: Dow 20,000, now what? Question: Boglechu asks what his asset allocation should be now […]

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The Traditional vs. Roth Decision for Medical Residents

Many residents are eager to begin saving for retirement during residency. Often, they will have a choice between traditional and Roth retirement accounts. Deciding which account to use is confusing to many residents. In this post, I will explain the major considerations when deciding between traditional and Roth retirement accounts. Basics of Roth and Traditional […]

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If You Must Trade, Follow These Five Rules

It might surprise readers given my background as a former Wall Street trader, but I do not recommend short-term trading. You are unlikely to generate true alpha, and you spend so much of your time and effort for potentially suboptimal returns. Actively managed mutual funds and hedge funds have finance MBAs from prestigious institutions, armies […]

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Statistically Significant, Clinically (or Financially) Insignificant

There is so much to learn about the nuances of different investment accounts, asset classes, and savings techniques. But once you know the basics, is it worth implementing more complex strategies, or is it better to keep your personal finances simple? Clinical trial results are often boiled down to a single number, the p-value. If […]

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